u/Educational-Win3844

Roast my portfolio, I'm open to suggestions

Roast my portfolio, I'm open to suggestions

Hey folks, been investing consistently for a while now. Here's my current monthly breakdown:

Motilal Oswal Nifty 500 Index Fund, 60%, ₹6,542/month Parag Parikh Flexi Cap Fund, 30%, ₹3,271/month UTI Gold ETF, 9%, ₹981/month Bitcoin + Ethereum, 1%, ₹102/month (mostly just to get a feel for crypto) EPF, ₹2,350/month

Also shortlisted a few more MFs (image attached). Would love feedback on whether the allocation makes sense or if I should tweak anything. Open to any suggestions.

u/Educational-Win3844 — 3 days ago
▲ 13 r/surat

Surat locals, where do you actually go out?

Been in Surat my whole life, 20+ years, and somehow I still feel like a tourist in my own city. Know like 3-4 spots and rotate between them daily. Looking for places with a young crowd, good energy, where people are actually open to talking. Cafes, malls, events, parks, whatever. Just trying to meet people and actually socialize outside my usual circle.Cold approaches, making genuine connections, nothing weird. Just trying to actually experience the city I grew up in. Drop your suggestions below, would appreciate locals who actually go out.

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u/Educational-Win3844 — 4 days ago