u/EducationalRegret903

26y/o. My Roth IRA is 100% SWPPX right now. I want to put some of my savings into my Schwab brokerage, which is currently empty, and I’m tempted to buy more SWPPX because it’s performing well and has a low expense ratio. I know putting all my eggs in one basket is not generally recommended, but this is a Schwab S&P500 fund, so I’m hard pressed to “diversify” with high expense ETFs. Anyone have a rec for me?

ETA: thinking SCHF for an international fund.

26F, 50k annual income. I’d like to invest a solid chunk of my savings into either my Schwab brokerage account or a CD with my credit union. CD offers 3.75% on a 6 month certificate that I would probably just keep renewing if possible (although in that case would a 24-month be better at a lower rate? I’m not great at this math).
Otherwise I would probably invest in a SP500 fund and just watch it (already maxed my IRA this way). I’m not worried about needing to pull the money out at all, I just want maximum gains. Will the brokerage yield the highest growth at the risk of volatility? WWYD?

I feel bad for my stylish gf—every time we go somewhere I put on the same genre of outfit because it is the only clothing I own that makes me feel confident and at home in my body: some variation on jeans and a tshirt or button down with either sneakers or loafers. She calls it Outfit™️ 😭

If we go to a concert or festival I’m always at a loss because I don’t really enjoy dressing up in clothing that doesn’t match what I wear on a day-to-day basis. Does anyone have any outfit inspiration for me? What do you wear to concerts when your feminine gf/femme wears something glitzy and fun?