Recurring fees bother me more than big purchases
I’ve noticed I barely hesitate spending $500 on something I researched and know I’ll use for years, but a random $14.99 subscription irritates me way more.
Went through my card recently and found a cloud storage plan, Paramount+, a gym app and some stupid premium weather app I forgot I even had. It was only around $55 a month total, so nothing that was destroying my budget, but almost $700 a year for stuff I barely noticed.
Cancelled most of it and just threw the same amount into savings automatically. I already have some money saved so it’s not really about needing the $55, I think I just hate paying indefinitely for things.