u/ElectronicMixture708

Hello everyone!

I’m looking to add an HDFC credit card and I’m eligible to get both HDFC Millennia and HDFC Diners Club Privilege as LTF through my company tie-up. I’m confused about which one I should get first.

A little about me:

\- Age: 22

\- CIBIL: 782

\- Monthly salary: ₹1 lakh

\- Current credit cards: Axis, SBI and IndusInd

\- Spending pattern: Mostly shopping

\- Reward preference: Open to cashback or reward points(which gives max return)

\- Lounge access: Not a major requirement

Since both HDFC cards are LTF for me, which one would make more sense considering my existing cards and spending pattern?

Would appreciate recommendations from people who have used these cards. Thanks!

Hello everyone!

I’m looking to add an HDFC credit card and I’m eligible to get both HDFC Millennia and HDFC Diners Club Privilege as LTF through my company tie-up. I’m confused about which one I should get first.

A little about me:

\- Age: 22

\- CIBIL: 782

\- Monthly salary: ₹1 lakh

\- Current credit cards: Axis, SBI and IndusInd

\- Spending pattern: Mostly shopping

\- Reward preference: Open to cashback or reward points(which gives max return)

\- Lounge access: Not a major requirement

Since both HDFC cards are LTF for me, which one would make more sense considering my existing cards and spending pattern?

Would appreciate recommendations from people who have used these cards. Thanks!

Hey everyone,

I purchased an Amazon Pay gift card from the CRED app using my CRED IndusInd credit card, but I didn't get the promised 5% cashback.

For those who use this card, on which specific gift cards do we actually receive the 5% reward points, and which ones are excluded?

Thanks!