u/EquipmentUnlikely895

▲ 282 r/Fire

separation package now or wait 2-3 years?

I dream about getting a golden handshake and FIRE. So this week, the company is offering separation package. It works out to about 10 months salary in my case. More like a silver handshake. The last time the company offered this was 12 years ago. So it is a rare opportunity.

While I am tempted to take it and call it quits. The problem is based on my projection, I am about two full years short from full FIRE. I am only lean FIRE now. Taking the package would effectively means I am 14 months short of a bullet proof FIRE.

I know some will say I could always take a job later if I want etc. I think my CV could probably get me a job (much lower paying definitely) but I may not have the will to go back to job market. I am basically running on momentum right now in my current job. Passion for the work is down to 15%.

What would you do in such situation?

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Direct USD Transfer to IBKR, Wise etc

Hello everyone. I hold USD in a Malaysian bank with multi currency account. I want to invest directly in UCITS ETF that trades in USD (VWRA, VUAA, VT etc) . So I am looking for the lowest cost approach, specifically a platform that will allow me to transfer USD directly from my USD bank account (ideally bypassing any FX spread).

I gathered that this is not possible in Moomoo. IBKR seems to allow it, can anyone confirm this? Other suggestions are welcome.

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u/EquipmentUnlikely895 — 10 days ago

Do you have increased pain tolerance as you get older?

So funny thing, the 20-something I was with last night remarked that I am unusual that I don't feel pain when he massaged me or was biting my nipples. He said most guys would have asked him to be more gentle with the massage. And he was genuinely concerned if he bit me any harder, he would draw blood. It got me thinking, was it that I have a high pain tolerance or my pain receptors are getting duller as I get older? Do people have increased pain tolerance as they age?

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u/EquipmentUnlikely895 — 12 days ago