u/Evening-Marsupial969 — reddlx

After weeks of rebuilding, Moneko v2.0 is finally live

A few months ago, Moneko was running on a tiny setup. As more people started using the app, performance wasn’t always where we wanted it to be.

Over the last few weeks, we’ve been rebuilding and upgrading a lot behind the scenes, and today Moneko v2.0 is finally live.

What’s included:

• Much faster app performance

• Offline support with automatic sync

• Faster transaction saving

• New Monthly Health Report Insights

• Lots of UI improvements and bug fixes

The goal is simple: spending less time managing your budget and more time understanding where your money goes.

Thanks to everyone who sent feedback, bug reports, feature requests, and words of encouragement. Every message genuinely helped shape this release.

For context, Moneko is a budgeting app with WhatsApp and Apple Pay integration for quick expense logging.

Android: https://play.google.com/store/apps/details?id=com.moneko.mobile

u/Evening-Marsupial969 — 3 days ago

▲ 7 r/GenAiApps

After weeks of rebuilding, Moneko v2.0 is finally live

Moneko v2.0 is now live.

A few months ago, Moneko was running on a tiny setup. As more people started using the app, performance wasn’t always where we wanted it to be.

Over the last few weeks, we’ve been rebuilding and upgrading a lot behind the scenes, and today Moneko v2.0 is finally live.

What’s included:

• Much faster app performance
• Offline support with automatic sync
• Faster transaction saving
• New Monthly Health Report Insights
• Lots of UI improvements and bug fixes

The goal is simple: spending less time managing your budget and more time understanding where your money goes.

Thanks to everyone who sent feedback, bug reports, feature requests, and words of encouragement. Every message genuinely helped shape this release.

For context, Moneko is a budgeting app with WhatsApp and Apple Pay integration for quick expense logging.

iOS: https://apps.apple.com/app/moneko/id6753925279

Android: https://play.google.com/store/apps/details?id=com.moneko.mobile

u/Evening-Marsupial969 — 3 days ago

▲ 31 r/windsurf

10 mins work = more than half of my weekly limit

Spent 10 minutes on Windsurf today.

Result:

100% daily credits gone
60% weekly spending limit gone

So mathematically I guess I’m allowed to work less than 20 mins per week now 💀

Good job.

The funniest part is that back then I couldn’t even finish spending all the credits I was granted for an entire month. That was perfectly fine because it meant I could actually rely on the tool whenever I needed it.

Now somehow we went from “more than enough monthly credits” to “carefully plan your prompts or you’re done for the week.”

I’ve been subscribed since the very beginning and even got the early bird pricing because I genuinely liked the product. But every few months it feels like the limits get tighter while the marketing gets bigger.

At this point I’m honestly confused what the actual difference is between Free and Pro anymore.

Pro users get:
“slightly longer before being rate limited”

And Free users get:
“5 mins instead of 20 mins?”

The old credit pool system was at least predictable. If I wanted to grind for a full day on a side project, I could. Now everything is daily/weekly throttles like I’m being put on AI probation.

Paying customers shouldn’t feel stressed opening the IDE.

reddit.com

u/Evening-Marsupial969 — 16 days ago

▲ 2 r/SideProject

Hey everyone,

I’m working on a budgeting app called Moneko, and I wanted to get some feedback from people who care about personal finance and expense tracking.

The idea is simple: instead of opening a budgeting app every time you spend money, you can just send a quick message through WhatsApp.

For example:Coffee 4.50, Groceries 32, Netflix €10.99

Moneko would automatically track the expense, categorize it, and help you understand where your money is going.

The main goal is to make budgeting feel less like a chore. A lot of people install budgeting apps, use them for a few days, and then stop because manual tracking becomes annoying. Since most people already use WhatsApp daily, I thought it could be a much easier way to build the habit

I’m building this as a side project and would really appreciate honest feedback. Thanks in advanced!

reddit.com

u/Evening-Marsupial969 — 23 days ago

▲ 20 r/ShowMeYourApps+2 crossposts

One thing I kept noticing with budgeting apps:
people don’t fail because they don’t care about money —
they fail because logging expenses is too much friction.

Even “quick add” still means opening an app and typing things in.

So I tried a different approach:

→ Automatically capture spending (especially from Apple Pay)
→ Let users log anything else via chat (text / receipt / voice)
→ Remove manual input as much as possible

I built this into an app called Moneko.

It’s been live for a bit now — around 7,000 users so far, and sitting at ~4.8/5 on the App Store.

The interesting part isn’t really the AI itself, but the behavior change:
when tracking becomes passive or message-based, people actually stick with it.

I’m still iterating on it, so I’d genuinely like feedback from people here:

Would automatic tracking (e.g. Apple Pay) make you trust the app more or less?
Do you prefer full automation, or some level of manual control?
What would stop you from using something like this daily?

u/Evening-Marsupial969 — 23 days ago