SEPA Withdrawal Delay After Being Sent
Good morning,
I'm trying to understand the expected time for a SEPA withdrawal and what the value date actually means. For context I withdrew around 20k€ on the 13th, the value date was 17th because of unsettled funds from a trade, however they haven't arrived in the bank yet, nor the banks's customer support can trace them (so it's not an internal verification).
I'm finding this odd because I would assume that if the status says "Sent" and the value date is 17th the bank should have them by now. Is this a normal timeline for now?