Should I transfer my car title over due to my father?
EDIT: What I meant by the title is, should I transfer the title of my car to MYSELF after this? Haha, realized that can be misleading. Have no idea how I could do this without his signature, though.
To preface this, my grandma on my dad’s side (90) gave me my current car for my HS graduation over 8 years ago. Since being given the car, I have paid every bill for repairs, my insurance for it, and everything else.
My siblings were not yet driving yet, so we all decided at the time that I would get it. My brother bought his own car a year later, and my NB sibling does not drive due to their disability.
The title for my current car is under my parent’s name due to a lower insurance rate. This is important for later.
We are now all 26, and live at home with our parents.
We were all having a discussion about my grandma soon giving up her car, and in the possibility she may give it to one of us, we were deciding who would take it. (I do have to say, we are very lucky to even have this possibility.) Both of my parents bought out their leases of their 2025 cars, my brother owns a 2017 car, and mine is a 2008.
I do not NEED a new car like my grandma has, and I told them that- my car is in great shape and only at 75k miles, and plus, I’ve never had to buy one before, so I have been lucky enough to not have a car payment. Somehow, due to the age of my car, everyone came to the conclusion that they would let me have it.
My dad speaks up though and says, “So, in the case that she gives it away again and you take her newer car, I will be selling your current one and using the money for our bills, or selling the new car and doing the same.” When everyone at the table protested and I got upset, he just sat back and laughed and said, “Why do you think you would get anything from the sale?”
While I understand that he and my mom aren’t doing the best financially, I was given my current car as a gift and have paid every bill for it. Say I were to buy myself a new car anyway while living here - would he decide that he would get the money from that too? Or anything else valuable that I sell? It doesn’t make sense.
While this is definitely a hypothetical, it has me thinking about possibly transferring the title to me, despite the higher insurance cost. However, I have learned that he will have to sign off on that.
On one hand, this behavior doesn’t surprise me much, due to him emotionally abusing all 4 of us (siblings and mom) all of our lives, however I didn’t think he would go this far. I am just now afraid that not only my car but the ownership of all my possessions are in question.