Finally free!
▲ 31 r/sofi

Finally free!

94k paid off in 3 years and 1 month. I couldn’t have done it without Sofi. They consistently offered me the lowest rates compared to other lenders and allowed me to even free up my co-signer early on. I’m soooo glad to finally have this gone and breathe again!!

u/External_Food_2727 — 14 days ago

Two issues today. Gas and windows

So this morning I tried two gas stations and the Bronco won’t take any gas despite having a half tank. One gas station it spit gas back out.

Now one of my windows also won’t roll up. I’ve tried the Bronco window reset many many times and that’s not workings what else can I try?

First time with issues and two in one day. Please help!!

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u/External_Food_2727 — 2 months ago

PSLF or pay it aggressively

I have about 24,500 in federal loans that I have not paid yet due to them being in the save mess and wanting to get my private loans gone. With interest they’ll be closer to 25,500. My private loans will be gone in October thank god lol. I consolidated them at one point and the interest rate on them is 3.89%. Since I consolidated them they would be on the altered standard plan with a monthly payment like $157. I looked at the ICR plan which would be the next cheapest at $220 but I understand will be gone in a few years. I am currently working a PSLF eligible job which I understand may be irrelevant due to the little amount in federal loans.

I plan to start catching up my retirement when my private loans are gone. Should I even bother trying for PSLF? What plan should I go on? Is paying aggressively even worth it with a 3.89% rate? I will be 25 soon and make about 80k.

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u/External_Food_2727 — 4 months ago