I bought a couch of marketplace and scratched it moving into an apartment. I think it is faux leather.
Is it worth trying to repair with leather filler and colour match or just recondition and cover with a blanket?
I am devastated! I bought a couch of marketplace and scratched it moving into an apartment. I think it is faux leather.
Is it worth trying to repair with leather filler and colour match or just recondition and cover with a blanket? So sad.
I am devastated! I bought a couch of marketplace and scratched it moving into an apartment. I think it is faux leather.
Is it worth trying to repair with leather filler and colour match or just recondition and cover with a blanket? So sad.
Hi all
I’m wondering if anyone has ideas on how to combine the living/kitchen without making it too cramped?
The fridge can only go to the left of the kitchen where the overhead nook is. Not sure if I should do a round table or make a kitchen island in the kitchen.
Hi all
I recently bought my first property and I’m trying to make sure my budgeting setup makes sense now that I have both PAYG income and business income.
Current setup
• PAYG wage: approx $XXX FN net
• Planning to pay myself approx $XXX FN from business income
Accounts
• Westpac = business account
• ING offset = savings, mortgage, bills, tax savings and personal spending
My plan is to
• Keep a buffer in the business account (not sure how much is sensible?)
• Transfer a set amount for tax into the offset each fortnight (do I set aside 20/30% from monthly net profits?)
• Budget using PAYG income + fixed net business income, not gross business income
I also have PAYG instalments, so I’m unsure how that fits into the tax set-aside amount and whether I may be over-saving for tax.
Hopefully this makes sense. Im just trying to wrap my head around managing everything now that it’s all sitting in the offset instead of separate savings buckets.
Thanks!
Hi all
I recently bought my first property and I’m trying to make sure my budgeting setup makes sense now that I have both PAYG income and business income.
Current setup
• PAYG wage: approx $XXX FN net
• Planning to pay myself approx $XXX FN from business income
Accounts
• Westpac = business account
• ING offset = savings, mortgage, bills, tax savings and personal spending
My plan is to
• Keep a buffer in the business account (not sure how much is sensible?)
• Transfer a set amount for tax into the offset each fortnight (do I set aside 20/30% from monthly net profits?)
• Budget using PAYG income + fixed net business income, not gross business income
I also have PAYG instalments, so I’m unsure how that fits into the tax set-aside amount and whether I may be over-saving for tax.
Hopefully this makes sense. Im just trying to wrap my head around managing everything now that it’s all sitting in the offset instead of separate savings buckets.
Thanks!