Prepare your documents early to make your file move forward fast
I’m annoyed because I was told I’m delaying the process because they don’t have all my documents —
After you are contacted for initial documents of social security, ID, income, you will then be emailed a long document that they give you 2 days to fill out and they want a real signature on the form (if you save the document and download docusign and send it to yourself to sign, that helps)
They don’t right then and there tell you that you need all of these other documents and THAT is what drags the process!!! I have all my documents ready and every time I’m asked for them I respond immediately and send them in but I’m being asked for each document on separate days then told I’m holding up the process 🙃
Anyway, to avoid this all for anyone who finally gets reached out to
Have an album in your phone with photos of the front and back of your (and other household member’s) ID (Child’s birth certificate if applicable,) Social Security Card, and your paystubs.
Once you have to fill out that packet!!! This is where you should just send in AS MUCH OR ALL THE DOCUMENTS IMMEDIATELY! Or you can make the file and save it for after you view the apartment;
• Most recent bank statements including cashapp, savings, checkings and make sure you label the files with your name and what it is because they can be slow af and ask you who’s is who’s and what is what even though they can open the file and clearly see the bank name and owners name 😐
• A signed letter or your lease from the landlord that states the address and rent amount with their name and phone number. You can even type up the letter yourself and send it to them with docusign, email your landlord the PDF, have them save the PDF and then email it to the housing person (this is what I did, or you can just have them literally write on a sheet of paper)
• Proof of rent payment via a rent ledger that you can also make yourself and have your landlord sign vis docusign or on paper, or show zelle payments, checks, etc. or you can pay them to run a credit check.
• Your most recent tax statement which you can get on the IRS website and download for free.
- One of the forms needs your employer to sign it verifying your start date, your YTD payment, hourly rate, etc. You can fill all that out yourself and look at your most recent paystub to see YTD payment. Then use docusign and email it to your manager to sign.
BOOM! That knocks off A LOT of waiting time and helps you beat other people fighting for the same apartment.
Then they send your file to 3rd party which is fairly fast reviewing then back to HDC which is slower and if everything checks out you get to sign your lease.