u/Few_Chip648

I was in a pinch and I needed a last-minute flight from DC to Atlanta but the round trip cash prices were crazy ($500-$800). I was able to use my Capital One miles with Qatar on American for 9.5k points and $4.50 in taxes and fees each way! Saved me so much money.

After looking at how the Bilt status tiers work, why doesn't every credit card issuer have some sort of status program? Even if they have a program a quarter as good as Bilt, think it would be a win-win for retention and rewards.

At lot of issuers give you something for spending $75,000 of spend (guest access for Amex and Cap1 lounges, hotel/airline status for Chase). If they just expand that downwards I think it would be a hit.

Look at Capital One for example. A status program could help people look past some of the program's flaws:

• You have to spend $75,000 on the card for unlimited guest access now.
• Lack of good domestic transfer partners.
• The point transfer rate for some of their better partners are poor.

They could have a Capital One Status program that could look like this (don't take this seriously, it's just a concept):

• $15,000 spend/yr for 2 Cap1 lounge passes
• $30,000 spend/yr to make transfer rate minimum 1 to 1 for all airline transfer partners
• $45,000 spend/yr to make points worth 10% more for domestic flights up to a cap.
• $60,000 spend/yr to make points worth 10% more for all travel in the portal.
• $75,000 spend/yr for unlimited Cap1 lounge guest access