u/Final_Parsnip3132

Hello! I just moved here in the USA last May 31 and just started working last July 14 and I have 2 credit cards that are also just new.
A car dealership got me approved for a car loan but the APR is 25%. I understand that it is because I have no credit score yet, but is that really how hard it is to loan a new car with acceptable APR if you’re new here and no credit score yet? I don’t want to buy a second hand car as much as possible.

Need your thoughts on this and please be kind.

Hello! I just moved here in the USA last May 31 and just started working last July 14 and I have 2 credit cards that are also just new.
A car dealership got me approved for a car loan but the APR is 25%. I understand that it is because I have no credit score yet, but is that really how hard it is to loan a new car with acceptable APR if you’re new here and no credit score yet? I don’t want to buy a second hand car as much as possible.

Need your thoughts on this and please be kind.

Hello! I just got approved for a car loan of Corolla LE and I noticed that All-Weather Floor Liner Package is just optional. Should I get it removed?

I’ll use my car to drive daily to work and some travels on weekends. I live in Fremont, California where it doesn’t snow.