Deferred payment program with lower APR
At a very large amount due to job loss, disabled dependent and car repairs which put my credit card pretty high up on debt. Looking for jobs and opportunities to pay off it— and up until now I cannot afford the monthly. A while back with discover i used the 6 month deferred program (or whatever the actual name of it is) and it helped. Called about a year later and now they say they cannot help me. What can I do! It’s $360 a month and I am moving this month which is why I don’t have the money to spend for my bill. Any tips? Things to ask??? They said call back end of month but I doubt it will change the “status” of me qualifying for it. I’m an active duty spouse with a disabled child and newborn. I dont qualify for SCRA as it was a line of credit I opened after my now husband joined.