▲ 22 r/InvestRetireNZ
I'm so glad I found this sub
It drives me crazy that everywhere I go, people are saying, “Buy a house! Buy a house!” or “It’s an asset!”
NZ has become unusually dependent on housing as a store of wealth, and I don’t feel comfortable stretching myself financially just to own a house right now.
I invest what I’m comfortable with in the market, usually around what I consider a reasonable mortgage repayment, rather than stretching myself to match the cost of a mortgage on the house I currently live in.
I value my freedom and financial flexibility. We’ll buy a house when we want to, and when it actually feels right for us.
38M with a young family, both of us working full-time.
u/FredericTudor — 4 days ago
