u/FudduPhilosopher

Have ₹20,000 in Savings. What Would You Do in My Situation?

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I have around ₹20,000 INR saved up and I'm trying to decide the smartest way to use it. I'd genuinely appreciate some honest advice.

A little context: I'm a young independent artist/singer, so I'm also thinking long-term about investing in my music career rather than spending impulsively.

These are the options I'm considering:

Buy a second-hand iPhone 13 Pro Max

Gift my mom a gold koka (nose ring) worth around ₹4,000

Buy some new clothes

Save and invest more into my music (beats, mixing/mastering, studio sessions, cover art, visualizers, distribution, etc.) — a proper release would cost me around ₹30,000

Do a little bit of everything with patience (Sabar Santokh) and keep saving until I have enough for all my priorities

If you were in my position, what would you do and why?

Would you prioritize experiences/career growth, family, or personal purchases?

Looking forward to hearing different perspectives. Thanks! 🙏🎤

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u/FudduPhilosopher — 4 days ago