My family are so irresponsible with money, its ruining my life.
Before i start this, I would like you to know our average income so you know this isnt some sort of “im mad my parents wont buy me a ps5 on a collective income of 30k” post.
My parents make an overall (after bonuses) of 300,000 a year, get free flights, gas, and go to banquets every 3-4 days at their companies. They dont pay for their own food or hotels, and they have family at almost every form of transportation company (flying, cruiselines, and hotels) so they pay little, if anything on that. They also get about 600$ from the government per month to take care of me (since i am under 18) We are very well off.
The issue is that none of that trickles down to me. I usually skip meals, or even go days without food because of them calling me a financial burden, ive seen them cancel things as important as my birthday to do things they want, only to call me spoiled when i didnt want to go into debt for getting asked to pay for my own birthday dinner (im not 18 nor do i have a job). It has gotten so bad, that ive decided to stop trying to save, and just splurge the occasional 20$ i get every 2 weeks on something i like, rather than food, because even today where i live, 20$ doesnt even get you a full meal at McDonald’s.
Ive done things like budgeting for groceries, stretching a 40-50 grocery budget to last 2 weeks (i live in canada so with the 14% tax on everything + our money being worthless half the time, its next to impossible), ive asked to see our taxes and monthly budget to see if we were maybe overspending on something, only to get the response “no you dont need to” or that im being a nuisance, ive even offered to sell my collection of merchandise that ive worked hard over the past decade to afford, only to get told they provide enough and told to not give out our area to sell on fb marketplace, when they very clearly dont.
The worst part, is i see why they dont have the spare income we should have. Ive seen my mom order 50$ doordash orders daily, asking me to pick it up for her, only to get none of it and sleep with no food that day. Ive watched my dad go on day trips to miami and bring home 400$ of nike shoes and a new watch. Ive seen how my mom just casually states she can drop 2000 on a new laptop because she wants a faster one when the older one works just fine. Ive seen my dad, a man who gets 1000$ a month for his car payments (from his company), only to drop it on an insanely overpriced bmw, ans still pay out of pocket due to it being way over 1000. I see these things, i notice them.
It hurts to have to go into the negatives to feed myself, i hate relying on klarna to pay for something that i need, like clothing (i have not gotten new clothes since 2018, i was a child, but now i have a large bust, so clothing like that barely fits, and ive even ripped some.) I hate getting called a financial burden as i watch my dad spent the childcare money i should be getting, on new airforce ones that he never wears.
I hate that i can see where were bleeding money, i hate that i cant live comfortably on an income as big as that, i just want them to understand tjat this isnt right, but they just yell or call me a burden if i do tell them that this is bad financial literacy.
if you have any advice, please tell me, i need it at this point.