u/GalaxyFro3025

Just bought a bike, spent about $1500. I’m just not familiar with e-bike insurance.

Main question: are there companies that so this very well, any that do a terrible job and I should avoid?

My first thought is to just go through progressive, since I have car insurance it should be easy enough to add bike insurance. But if they suck I would like to know.

Other questions if you can help:
How much are your premiums, co pays, and what is covered? Ever filed a claim, how did it go?

Any help is appreciated, thanks.

There was a playground there, last I saw it was 7-8 years ago.

It was torn down at some point, has one been rebuilt somewhere in the area?

If not, what’s the best playground near University City. (10 minutes or less)

Thank you!❤️

Immediate issue:

I have 2 credit cards, the combined limit was $1500. I owed maybe 700 between the 2. The limit on one dropped randomly and my score dropped significantly. If I pay them back down to below 50%, or maybe 30%, will I recover within the month??

Greater issue:

I just made the last payment on my car, I only have the 2 small credit cards outside of this car loan. so my credit score is pretty low, middle Fico was around 620 before the latest CC utilization issue.

I’m sure my credit score will drop even more now. I’m just frustrated because I am pretty responsible financially. We had a job loss and i have a couple of late payments from years ago (on the now paid off car) the company would not remove them after writing a goodwill letter.

I have some hard inquiries (one of my cards is a care credit, so I have the inquiry. I applied for a mortgage through a program that will work with lower credit scores)

Do I have any options besides applying for another credit card (will be 25% interest I’m sure)?

I like having no debt, in this expensive economy with 2 kids it feels good to owe very little money. Does that mean I’m doomed to bad credit?

Thanks for any input.

33F, 5’4” tall. Currently at 205 lbs.

TDEE is 1944 calories. So I need to eat 300-500 less than that a day. My BMR is 1620.

That means I’m aiming at 1600 calories mark, slightly under BMR. but this is not filling me up at all. I’ve had breakfast and lunch today, around 950 calories and I am still very hungry at 1:45 pm. I went to bed hungry after dinner the past few nights (except 1 day that I went over).

I work an office job so I marked Sedentary on TDEE calculator.

Does this go away once I get used to the new habits? Am I supposed to be aiming below my BMR?