u/Glueyfeathers

I get why Peanuts would be a fun concept to put on a kids watch or novelty gift-shop watch for $50, but does it really have the cultural impact to put on a watch costing high-hundreds or even thousands of dollars?

I dont get why Peanuts is the fascination over say The Flintstones or The Simpsons or Garfield or something. Maybe they just have a great marketing team who know how to get their product lifted up to the ranks of Omega.

PS - I understand the NASA/'Snoopy' award/Omega connection in way but I still see waaaay more Snoopy watches than I'd expect to see for a quite culturally niche cartoon.

I love the game, I just can't really be bothered to play it any more after going through it a few a times. But I watch loads of settlement builders, big Fallout streamers like Oxhorn and ManyATrueNerd and video essays on the game etc. Anyone else like that?

I'm just about there! I'm down to the last few thousand and rather than renew in November I'd rather just write a cheque for the last ~25K or so and be done with it. What fees/processes should I be aware of and prepare for? I'm vaguely aware I need a notary to wrap everything up which could be about ~$1000 - is this true? I think lenders also charge $200 here, $150 there for things like supplying documents, engaging with notaries, vague "admin fees" etc. How can I keep the fees as low as possible at the end? I'm with Nesto currently. Advice appreciated.

TFSA is maxed, RRSP is about 80% maxed and contributing automatically. I'm pretty confident I'm on a CoastFIRE path at this point if I leave everything alone. So now what?

I'm less interested in rehashing the basics and more curious what people at this stage/age actually did that made a difference next. Specifically:

• Non-registered accounts: I've been lazy here. Wealthsimple managed portfolios to set and forget? or is there a reason to think harder about tax efficiency at this point and income level?
• The Smith Manoeuvre: I keep seeing it come up. Is it worth the hassle of actually running it?
• CPP deferral to 70: I know the breakeven math (~83 depending on assumptions), but curious how FIRE people are actually strategizing/managing between 40 and 70 in practice.
• GIC ladders?: I think a bit of guaranteed income as part of the mix might be wise to set up about now (maybe say $1000 a month to cover life basics until death?). Does anyone hold a meaningful chunk in guaranteed stuff pre-retirement, or is that considered too conservative for early/mid-40s?
• Real estate: I own my place (apartment) but have no investment properties and no real interest in becoming a landlord and managing tenants. Am I missing out on an important opportunity or is the math just not there in most Canadian markets any more (saturated with rentals, house prices stagnant)?

I'm obviously not looking to swing for the fences. Just want to make sure I'm not leaving obvious plays on the table now that the registered stuff is handled.

FYI: homeowner (no mortgage), no pension (beyond my own RRSP and Investments). Planning to retire/mostly-retire within 10 years I think.