Early 401k Withdrawl

Help! I have no idea what I am doing!

Okay guys, like a dummy I withdrew my 401k early. I had only worked at the company for a year and total the money was barely 2k. After being laid off I wanted to sever everything with the company. Now Im somewhere new.

There might be a way for me to cancel? Should I cancel? I'm 22 and know nothing about this or what to do in this situation. I just want money for my deposit without the IRS penalty! I want to put money into a 401k with my new company since their matching is way better anyway.

Edit: thank you to everyone who commented! You have been my financial lifeavers. I made my withdrawl last night around 9pm so it didnt fully process! I called Fidelity and they got things cancelled. It was a good thing too since my employer had the wrong address on my account - my check for sure would have been in limbo.

I'm calling my old employer, getting my adress updated, then I will have the check sent out and deposited in my new jobs 401k. Let me know if this sounds like the move - still very new to this!

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u/Green-Association352 — 4 days ago

Signing on a new house for rent

Hi reddit, I have a weird situation currently going on I desperately need input on. I fell in love with this historic home for rent in my city. The two women living there posted it on facebook marketplace to sublet and I was just blown away! It's everything I want in a house and next to all the apartments I've seen its my favorite.

After I saw the house I reached out to their landlord to talk about me taking over the property and signing on a new lease. She was super responsive for the first 2 weeks then ghosted me once we got to the point of talking about a lease. This was in May, my lease was up in August which I would be signing for. I gave up on my dream place and started looking elsewhere with little luck.

In a turn of events, just last week I heard from the current tenants. They were asking for an update! I explained the situation, and they poked the landlord to reach out to me.

After reaching out, she almost immediately sent a lease. The problem is, the lease is for August and I've already pushed out my current apartments lease to September. When I brought this up she said to just cross out the August date for September. Would this invalidate the lease?

TDLR: is a lease I alter with the permission of the landlord still valid?

Also, is it crazy to move here with all the bad vides happening??

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u/Green-Association352 — 5 days ago

I (21 F) dropped my partner (NB 22) off at a mutual friends (23M) apartment yesterday so that I could DD for them later that night.

For context, I work on saturday nights from 4-10pm so as much as I wanted to join for the whole night, I didn't have the time to. I came in the apartment and hung out until I needed to go to work.

I had assumed this would be like the other times they drank together without me, so I drove to my job which is about 45 minutes away.

During my shift I got some rough drunk texts so I knew things were out of hand.

I got off work early around 9:30, got into my car and drove over. I didn't have our friend's appartment address since I am almost never the driver. I called my partner for the address to no response, so on my own I pieced together where the apartment was based on some of the stores around.

By the time I got to the appartments I walked up to their unit and started knocking on the door.

I sat knocking on that door for 20 minutes hoping for someone to either come to the door or answer their phone. For a second I thought I had the wrong unit, but I knew it was our friends because he had a custom rug of his kitty.

Eventually I started to feel bad for just sitting in the hallway, especially when there was neighbors giving me the evil eye as they went to their unit.

I went to wait out in my car for another 30 minutes to once again, no response. After the clock hit 10:50 I decided I needed to go home otherwise I would fall asleep behind the wheel.

After finally getting home and feeling utterly defeated, I am bombarded with calls. My partner is crying begging me to come pick them up, claiming they need me and they can't stay with their friend and they needed me.

Already hurt, I was not in the mood to play therapist. I was firm with my boundaries, telling them I was going to sleep. They repeatedly disrespected that. I had recieved well over 20 calls and voicemails before picking up again and explaining exactly why I was upset. They immediately resorted to "you don't want me staying with our friend" and "so you're just going to abandon me". They did everything in their power to just keep me on the phone and I guess convince me to pick them up?

Not in the mood for this bs I got their dad to drive over and pick them up. They had to pick up the medication they left at my place which I put outside on the porch with their other stuff.

As an abuse survivor, I do not tolerate manipulative behavior. This is the first time they have really shown their true colors with me and it was alarming to say the least. I haven't decided to break it off, but I have put in place that we aren't talking. AITA or WIBTA?

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u/Green-Association352 — 3 months ago