u/Hairy-Radio-5041

I'm 42 years old and currently a freelancer with an irregular monthly salary. I only need to pay for my child's tuition. My pickup truck and mortgage are paid off. I invest about 50k per month in the stock market. My current holdings are mainly concentrated in VOO, SPMO, AVUV, FTEC, XMMO, QQQ, Leap, Call, and other ETFs that track momentum, value, or quality factors. In addition, I hold a small number of individual stocks, such as Nvidia (NVDA), AMD, RDDT, and ELTP. I've researched these on my own for a long time and have set up multiple portfolios. Do you have any further suggestions? Perhaps we can discuss this further?

A few years ago, I moved from Canada to the United States and started working in car sales. At the same time, I also began investing small amounts in stocks in my spare time, gradually increasing my holdings and experimenting with various portfolio combinations, always maintaining a cautious approach. It wasn't easy, I experienced months of losses and doubt, but I persevered. I've found the stock market challenging, so I want to share some market analysis, potential risks, and some portfolio entry information. This is free, I'm not selling anything. If you have anything you'd like to discuss with me, feel free to message me, I'd be happy to study it with you and make more rational decisions.

I started investing in stocks in 2020. I'm a truck driver, and my children live with my parents, so expenses are low, thanks to them. I hope to repay them in the future because I wouldn't be where I am today without them, so I'm very grateful to them. I still have to pay rent, phone bills, and car insurance, and my current job earns about $70,000 to $80,000 a year. So, I'm nowhere near as wealthy as some 20-year-old software engineers here, but I try to make the most of what I have and invest as much as possible. I put a significant portion of my paycheck into my portfolio every time I get paid. Of course, I've experienced ups and downs, such as medical bills, cryptocurrency gambling, and some unnecessary expenses. Even so, I've never touched my investments, and I hope I never will, unless I reach retirement age or need to make a down payment on a house. My current holdings are mainly concentrated in VOO, SPMO, AVUV, FTEC, XMMO, QQQ, Leap, Call, and other strategy ETFs that track momentum, value, or quality factors. In addition, I also hold a small number of individual stocks, such as Nvidia (NVDA), AMD, RDDT, and ELTP. If you're stuck or curious about what I've been looking at lately, I've been trading with a small group of people. Feel free to leave a comment or send a private message anytime. I'm always willing to exchange experiences and help each other avoid silly mistakes