u/Handle_Help

I’m wondering if anyone has any financial literacy lessons for sixth graders or has even taught it before?

State testing is done and I have a few extra days so I want to try and give my student something interesting. I was thinking about teaching the differences between hourly daily and yearly salaries. How pay periods generally work. How overtime is paid out a time and a half. How if you don’t go to work or leave early and you’re an hourly employee, you generally don’t get paid. I also want a vaguely mentioned that each paycheck is gonna have stuff deducted from it, calculating the numbers it’s gonna be too complex.

these are some ideas that I have, but I’m wondering if anyone has had any success or even done it before with sixth grade. Thanks in advance.

Going from NY to Denver with my GF, spending ~2 weeks diving around CO and Moab, then heading home.

This is my first time west of Orlando, so I'm new to all of this. Most nights will be camping, which I have a lot of experience with. We also decided to do Leadville for the 4th of July, as it seems to be the least crowded. Our main interest is hiking and enjoying new scenery.

Drive out and back will be NY-Chicago-Lincon-Denver, one day for each leg, 3 days total.

Then our route will be as follows: the first day in a place is the day we arrive, so the drive will be done on that day. We are also a little worried about altitude sickness, having never been above 5k feet.

• Denver 2 Days
• Leadville 3 Days
• Colorado Springs 2 Days
• Great Sand Dunes NP 2 Days
• Black Canyon of the Gunnison NP 2 Days
• Moab 3 Days
• Rockey Mountain NP 2 Days

Just wanted an experienced set of eyes and hopefully someone who has done something similar.

Going from NY to Denver with my GF, spending ~2 weeks diving around CO and Moab, then heading home.

This is my first time west of Orlando, so I'm new to all of this. Most nights will be camping, which I have a lot of experience with. We also decided to do Leadville for the 4th of July, as it seems to be the least crowded. Our main interest is hiking and enjoying new scenery.

Drive out and back will be NY-Chicago-Lincon-Denver, one day for each leg, 3 days total.

Then our route will be as follows: the first day in a place is the day we arrive, so the drive will be done on that day. We are also a little worried about altitude sickness, having never been above 5k feet.

• Denver 2 Days
• Leadville 3 Days
• Colorado Springs 2 Days
• Great Sand Dunes NP 2 Days
• Black Canyon of the Gunnison NP 2 Days
• Moab 3 Days
• Rockey Mountain NP 2 Days

Just wanted an experienced set of eyes and hopefully someone who has done something similar.

My 2022 Tucson was totaled, so I need a new car and fast. Originally, I wanted to get something for around 25k so I could be out the door for under 28k-30k. But now with used crosstreks really being around 29k-31k and being impossible to find, I might even be looking at new crosstreks, I'll be out the door for maybe 34k and even more if I go new. So costs have gone way up, and I've looked at every used limited trim in my area and just don't feel like I'm getting a good enough deal on any of them.

So talk me out of it, I would like something 2024ish with less than 20k miles. Car prices seem to be high in my area, so it would need to be comfortably within that budget to be in my budget here. I can't really get a car that's any smaller; the Crosstrek is about my limit. I also need something with AWD. I would also like something that's a little bit fun and makes sense to keep nice and park far away in, which I will do anyway. I'm young, and when else am I going to get a car like this?

Talk me out of it!

I have convinced myself that I want a Crosstrek, but buying one seems difficult. I want the 2.5L, and I test drove a 2024 Limited and saw how nice it was, so now I can't live without it. That car, unbeknownst to me, was in an accident, so I didn't buy it. That was a long way of saying that I want a limited. I could get a sport, but I just don't like the gold.

That just leaves one more question: new or used. In my area, a used 2024/2025 limited with 25k or fewer miles would be about 29.5k before taxes and doc fees. MSRP for a 2026 limited is 33k, and with delivery, it would be 34.5k before taxes and doc fees. Assuming dealers in my area will honor that price. So it's a ~5k difference, so is it worth it? I'm not sure.

Lower financing rate does not matter to me, as either way I will be putting down a large amount and paying it off as fast as I can, within 6 months to a year. I know I could get a new 2026 premium with the 2.5, I'm just not sure I can live without the leather.

Thoughts?