u/Happy_Opening_6336

Hi, I am looking into purchasing an affordable townhouse. I am wondering if anyone recommends a particular mortgage lender for this? It is also my first home I am purchasing but I was told that they don’t typically do grants for the affordable homes. I do have about 3-5% to put down with a 680 credit score. I am also looking to go through this process as quickly as possible as the affordable homes do get taken very quickly and my living situation is not great right now. Any advice is appreciated.
Thank you!

My boyfriend and I are going on the Royal Caribbean cruise from Miami going to Nassau and Coco Cay. This is my first cruise and he’s been on cruises a few times before. What excursions are worth it in your opinion? What should we make sure we get to do on the ship (freedom of the seas)? Any tips and tricks we are open to. We like to try new things and can be adventurous while also enjoying relaxation. Also anything to avoid?
Thanks!