Authorized user effects on credit
My wife and I are debating about whether or not to add me as an authorized user on some of her credit cards. For context, they are all in the 8-15k limit range but only ever carry a couple hundred bucks, she’s run them up to about 50% and paid them off a couple times, and they’ve been open for 7-10 years.
I had a bankruptcy related to a business that closed about two years ago, and I’ve been working on rebuilding my credit, however my credit age is pretty low. If she adds me to her credit cards, does that entire credit history transfer over to me as well? How else could it benefit or hurt my score?