Authorized user effects on credit

My wife and I are debating about whether or not to add me as an authorized user on some of her credit cards. For context, they are all in the 8-15k limit range but only ever carry a couple hundred bucks, she’s run them up to about 50% and paid them off a couple times, and they’ve been open for 7-10 years.

I had a bankruptcy related to a business that closed about two years ago, and I’ve been working on rebuilding my credit, however my credit age is pretty low. If she adds me to her credit cards, does that entire credit history transfer over to me as well? How else could it benefit or hurt my score?

reddit.com
u/Happy_Zone_3593 — 14 hours ago

Tropical Honeymoon Recommendations

Hello! I just got married this past weekend, and I’m trying to plan a honeymoon for us. My wife has always dreamed of going to the Maldives or Bora Bora, I also saw a lot of people suggest Bali. The big thing she wants is privacy, and preferable an overwater bungalow. Our budget is about $5k (not including flights).

Neither of us have ever left the US, so we want to make sure we make the right decision for our honeymoon. It seems like the information is endless and we could research this for months, and I’m always concerned we will book a place and show up to find it’s not as beautiful as it was in the ads.

Any recommendations for places to go? Have any of you used a travel site like Expedia to book everything?

reddit.com
u/Happy_Zone_3593 — 3 months ago

Trade executed on MT5 with a FundingTraders prop account. Trade was going okay, then randomly closed as if it hit my SL

u/Happy_Zone_3593 — 4 months ago