u/HighlightProper734

Currently have had the Discover IT Student cc for 4 months now and just got the C1 Savor for groceries/dining out, and just got approved for the AMEX gold but I'm unsure if I should accept it and switch it out for the Savor.

I'm also unsure what route I should go for cashback/rewards for Costco gas and if I should start applying for a travel card (Venture X or CSP?) with my oldest cc being roughly 2 yrs old.

I currently have had my discover it cc for 4 months now to build up my credit and just got the c1 savor to use on dining/groceries.

I was looking into the Chase Freedom Unlimited or Flex to use for gas and hopefully build up some travel points. I was wondering if whether to go this route or to go towards the c1 venture x?

For reference I'd only want to travel a couple times a year, keep my utilization under 30% but fully pay off my statements.

⁠Current cards: (list cards, limits, opening date)
⁠• ⁠ Discover Student IT, $1,500 limit, opened March 2026
• Wells Fargo Reflect: N/A (dad opened it up for me September 2024)
• ⁠FICO Score: 713
• ⁠Oldest account age: 1 yr, 10 mo
• ⁠Income: $15,000/yr (still in college)
• ⁠Average monthly spend and categories:
⁠• ⁠dining $100
⁠• ⁠groceries: $100
⁠• ⁠gas: $100
⁠• ⁠travel: $0
⁠• ⁠other: $300
• ⁠Open to Business Cards: No
• ⁠What's the purpose of your next card?
I want to build credit, start gaining points for travel, or also find a card that has cash back for groceries/dining out/gas.
• ⁠Do you have any cards you've been looking at?Chase Freedom Unlimited, Bilt Blue Card, C1 Savor, C1 Venture.
• ⁠Are you OK with category spending or do you want a general spending card?
I'd prefer a general spending card but okay with category spending cards.

Additional Info:
I have an apartment where I go to school for college and will be in school for ~3 more years. I plan to travel 1-3 times per year with my gf. Most of my spending is from dining, groceries, and gas but I mostly get gas from Costco.

Hello!

I just turned 20 and would like to branch out to other ccs. I currently have the Discover IT card that I mainly use for groceries, dining out, and sometimes gas. I use C1 for both checkings and savings if that makes a difference.

I'm looking for recommendations for travel cc's as I would like to start traveling more in the future, but only a few times a year (most likely flying only 1-3 times per year).

Overall, I spend the majority of my money on groceries/dining out/gas but am having trouble finding cc's that are compatible with Costco's systems for gas.