Advice Needed: CSP / Amex BCE
Hi all. I have been looking at getting a new credit card and need help advice since the Amex BCE and CSP are pretty different cards. I am looking to take an international trip next year so building up CSP points now I feel would be good. But, I am also looking into dipping into the AMEX ecosystem with the BCE. And the 3% back on online purchases is very appealing to me (BCP doesn’t have this benefit). I plan on buying/financing a new car towards the second half of next year, so I’d like to open up the card now so my credit score has time to recover.
I currently have a Discover Student It card (opened 11/2022) and a CFU (opened 10/2023). Haven’t opened any new accounts or credit lines since. I am already pre-approved for both, so it’s just a matter of choosing which one. I don’t travel much (1-2 trips per year), so I don’t know how useful I will find the CSP to be, and with the Hyatt devaluation coming, I’m not how much of the card benefits will change. Thanks!