u/Horror-Biscotti8999

Hello everyone,

Would the Amex Blue Cash Everyday Card be a good addition to my lineup, or would something else better suit me? I currently have the Chase Freedom Unlimited card, which was my only card for a while. But now I use it mainly for dining (3.5% is pretty good), and I recently got the Fidelity CC that offers 2% cash back on all purchases, which I have been using as my “catch-all” card lately. I got into investing a little over a year ago so getting cash back to invest is great.

Should I look into Amex Blue Cash Everyday? I saw that you get 3% cash back on gas, groceries, and online shopping, which seems really good. I know there are caps for each, but I work remotely so gas wouldn’t be an issue. I don’t think I’d reach the cap for the other categories either. It just seems like a good card to cover more necessary purchases and would add to my credit portfolio. If anyone has any better suggestions please let me know so I can research them. I’m 23M and have been building credit since I was 18.

Hi all,

I paid my total amount for my school loans based off of the value on my Mohela account yesterday in full. I see that it has accrued interest for today, which I expected since it hasn't fully processed my payment yet. How do I pay off the damn loans in full? Some people have said that the payment is processed retroactively and that once it processes, the interest accrued during the processing period will be removed since I paid off the full balance for that day. If that's the case then I am good to go I guess, but I'm not entirely certain since Mohela doesn't send any confirmation email or letter about them being paid in full, dead and buried.

Calling Mohela is just worthless, it's just a telepromt maze that makes you run in circles. The teleprompt gave me a final payoff balance, which was about $40 more than what I paid off yesterday and the balance displayed on my account currently, which I don't really understand why. That's why I wanted to speak with a real person to get clarification.