u/Human-Resource-6861

I live in Mumbai it may be same for other tier 1 cities as well. I have shifted rented flat 4 times now. Every time i buy the No broker basic plan where u get to do 20 calls. It takes 2-3 weeks (as i only visit property on Saturday and Sunday's). But in all cases, I ended up getting a decent flat. Plus if there is an owner u are directly negotiating with, he may be willing to discount rent and security deposit if you bargain hard enough.

However, i still hear lot of folks still go to individual brokers. Personally, I had a terrible experience with them. They will just try to sell u anything. Many of their flats were horrible. Plus they demand 1 month of brokerage. I can also tell that they generally end up inflating the monthly rent which u otherwise would have gotten much cheaper if negotiated with owner Why someone still go to them? Where is this sites( no borker , housing etc. ) failing for you?

Most Indian people believe in past life and rebirth. I feel that makes them acceptable to their current situation and sometimes they justify it by getting convinced that they might have done some bad deeds in past life. As result, they feel no rush or motivation to improve their quality of life. They don't care about education quality, health care infrastructure or corruption. It is been fed to their mind the more pain they are bear, the more they wash their sin. I just see many people have no outlook to life. They are just waiting to die.

Contrary, west tries to make best of their lives as they got only one life to live( either due to modernism or resurrection theory). Either way it made their aggressive go getters making best of their life and bring glory. We other hand are just defenders maintaining things as it is.

Most Indian people believe in past life and rebirth. I feel that makes them acceptable to their current situation and sometimes they justify it by getting convinced that they might have done some bad deeds in past life. As result, they feel no rush or motivation to improve their quality of life. They don't care about education quality, health care infrastructure or corruption. It is been fed to their mind the more pain they are bear, the more they wash their sin. I just see many people have no outlook to life. They are just waiting to die.

Contrary, west tries to make best of their lives as they got only one life to live( either due to modernism or resurrection theory). Either way it made their aggressive go getters making best of their life and bring glory. We other hand are just defenders maintaining things as it is.

Hi, 27m here. Have around 20 Lakh in FD and 40 Lakh worth of Land. Around 50 Lakh in savings account and 3 Lakh in stocks. Now, everyone says to not have much in savings account. But i don't see much opportunity to put money elsewhere. Indian stock market doesn't seem like going anywhere in next 1-2 year, US markets looks overvalued to me.

Shall i put rest of money in FD as well?

Personally, I have a very little time to think clearly about investing. Have a day job( salary 50 Lakh) and working on my own gig side. I have no loan

Just wanted to understand your personal experience using AI in your job profession. I am Quantitative developer in a US Bank. For me, AI was a great helper in generating code for some new project and at times does help quickly solving some bugs. However, it gives generalized results on financial knowledge and kind of produce lame general recommendations on strategies unless i specifically give it a direction. It feels to me like a google search but with more context allowed.

It's not that much help to the point where it completely replaces human. It does mistakes on a regular basis and we have HITL(Human in the loop) still.

Do you think or felt that AI has become near reliable and as good as a person in your profession?