Experience with MPL and MetLife STD
I had a planned medical disability and applied for MPL as the statute is written that it needs to be used first before STD. I applied for both MPL and STD not knowing how quick the turn around would be for either.
It took two months for the MPL application to be approved and by that time I was already on leave. I decided to use my sick time to cover the first week since it’s 7 days before std kicks in and MPL wasn’t approved yet. Once MPL got approved I had to let them know that I took sick time for the first week, and therefore the dates had to be changed and the application sent back for reapproval.
There was absolutely no timeline given for this change approval so I went ahead and started using the MetLife STD. It’s been smooth as butter with them and I already have my first payment on its way.
At this point I will have to cancel my MPL application since I am using STD first and not MPL.
It’s very stressful to figure out and unless you are using MPL for parental leave where you have ample time to plan I do not recommend! Please hold on to your STD.