▲ 1 r/PHCreditCards
Sec Bank Telan Law Office OD
Hello.
Since October 2025, overdue na ako sa Security bank. Ilang CA na yung naghandle ng account ko. Now bumalik sya sa Telan Law and they are more aggressive than before.
Recently, pumunta sa house yung isang agent nila to deliver the 'demand letter' tapos she mentioned na kapag hindi pa ako tumawag sa kanila, next time na pupunta sya kasama na yung brgy and magfifile na sila sa small claims.
Nagtext sila yesterday saying na in process na for small claims.
Wala pa talaga akong pangbayad. Kahit gusto ko man, I am unable. Since mas priority ko chemo treatment ng parent ko.
Should I call them? What should I do?
Around 200K yung utang ko sa kanila.. anyone na same ng situation ko? Please help/enlighten me.. thanks in advance!!
u/Idontmind23 — 14 days ago