
Past life prediction - karmic debt
Can someone tell me about previous life and what karmic debt I am currently holding from past lives and how to clear it

Can someone tell me about previous life and what karmic debt I am currently holding from past lives and how to clear it
I’m in a dilemma about whether to opt out of the company-provided insurance and buy a policy on my own through Ditto or Policybazaar.
The company is providing insurance worth around ₹15k. If we opt out, they will reimburse the same ₹15k if we purchase healthcare-related goods/services.
Currently, I’m paying an additional ₹30k for a top-up policy, apart from the ₹15k coverage provided by the company.
We are a family of 3, including my mother (58 years old). She already has ECHS (military health card) coverage.
As of now, none of us have any existing diseases or medical conditions.
What would you guys recommend as the best option/plan for me?
I’m in a dilemma about whether to opt out of the company-provided insurance and buy a policy on my own through Ditto or Policybazaar.
The company is providing insurance worth around ₹15k. If we opt out, they will reimburse the same ₹15k if we purchase healthcare-related goods/services.
Currently, I’m paying an additional ₹30k for a top-up policy, apart from the ₹15k coverage provided by the company.
We are a family of 3, including my mother (58 years old). She already has ECHS (military health card) coverage.
As of now, none of us have any existing diseases or medical conditions.
What would you guys recommend as the best option/plan for me?
Feeling struck at work, I am trying to change job but not able to study in the same pace i used to study.
With all these I am getting anxious as I am not able to change and if I continue in the same role it will be hard in the workplace