Do I (21F) Save and Travel by Living with my Parents in Miami suburbs or Move to NYC (queens,Bk)/Chicago/Boston to build a Better Network?
Hi all here are some facts about my lifestyle:
- Will graduate from FSU May 2027
- Currently an WFH intern for strategic communications/ investor relations agency based in NYC. Have a full time offer from them for $58k - 64/yr which will start when I graduate. For now I am hourly 40hrs/wk @ $15/hr (Florida rate)
- Lived in Doral and Kendall Miami suburbs my whole life. 40 min - 1 hr away from downtown for those who don't know.
- No rent or bills while living at home
- Credit Card bill and car payment are my only consistent bills
- Parents are blue collar and getting older mid 60s
- Rest of my family lives in Columbus, NJ ; New Windsor, NY ; Yonkers, NY ; West Harrison, NY. These are all people I could potentially live with.
- not opposed to roomamates at all
- Had FAFSA grants and financial aid (no loans) pay for my rent my whole college career so I dont REALLY know what its like to pay rent when considering my monthly budget
- I've spent a 2 summers in NYC in college just for fun and it was great. Stayed in Bayridge both summers with cousins.
- only child and sole beneficiary of my parent's home
Motivations:
- i desperately want to start my life on my own. Parents aren't horrible but I feel like I'm missing out on meeting a lot of people and the skills I can get by scrounging to survive
- Make more money. If i move to NYC I get a higher salary (idk how much higher though). If I want to move back to Miami I can keep that higher salary.
- NYC (generally) has a higher IQ from what I can see (sorry miami) and I feel is better to build a network of connected and intelligent people. Havent had an issue with that here in Miami and college. I feel I might have a bigger net to cast in NYC, though.
Concerns:
- Saw a girl say she had to move back home because she got humbled in NYC thinking she can make it with no money. Idk her details but that scared the shit out of me. But then i see people paying ~$1,500 in rent with a roomate or 2. I think thats more than reasonable even though I have no sense of what that means for my budget and my salary if i move there
- Miami and NYC arent cheap i know
- the internet is scaring me with never being able to own a home. And... um... i want to own a home like hello? So will renting be like flushing money down the toilette?
- will I ever move out if I stay in Miami?
I LIKE BOTH OPTIONS AND IM TORN!!!!!
TLDR: I want to move post grad but not sure if I should stay in Miami and wait until the time is right or just do it and let things work out considering I have a few things going for me in NYC. Sections above are some facts to consider.