u/Innoncent_me03

Please review my profile too

After seeing many people’s profile and discussion I’m also curious about my profile.
So please review my profile too and please give genuine opinions on what and how should proceed ahead.

So I’m 23M
Passed out CS Engineering in 2025.
Started my first job this feb so current experience is 3 months.
I come from nc-obc category.

10th = 87.20%
12th = 91.50%
Graduation = 7.99 cgpa (~72%)
Work ex = 3 months (IT organisation)

I do want to pursue mba but I’m really confused about how to start, many people suggest to just enroll for a course now.
Also i read lot of discussion on reddit related to how on basis of ur profile this this path would be hard for u and what suits u best kinda thing
So i too wonder like what my profile is?

reddit.com
u/Innoncent_me03 — 4 days ago

Need Guidance.. I’m complete new to card game

Hello people
I’m 22M
Monthly earning: 33k (i know its low)
Monthly expense: 15-20k (including rent)
Top spending category: mostly local shops, hotels, food delivery, online shopping

So i just started my first job
Comes from engineering background.
I have never ever used any credit card before
I do have an hdfc salary acc and those hdfc people won’t stop calling and keep asking to apply for their free credit card.
Can you guys genuinely guide me with this whole credit card thing?
Which one should i get?
And how should i do my expense using credit card so i can utilise any credit card better?
Also like all those reels and influencer says that with credit card points u can get free flights and hotels, can i get too ?
And any other suggestions regarding this topic are welcome

reddit.com
u/Innoncent_me03 — 7 days ago

Should I switch from 5 LPA service-based job with 2-year bond (3L penalty) to 14 LPA product-based company?

I'm currently in a service-based company (5 LPA) with a 2-year bond and a 3 lakh penalty clause.
I've got an offer from a product-based company with 14 LPA. It looks like a big upgrade in terms of learning and career growth, but I'm unsure about breaking the bond and handling the pressure/ workload there.
Has anyone here taken a similar jump? Was it worth it in the long run?

reddit.com
u/Innoncent_me03 — 10 days ago

Should I switch from 5 LPA service-based job with 2-year bond (3L penalty) to 14 LPA product-based company?

I'm currently in a service-based company (5 LPA) with a 2-year bond and a 3 lakh penalty clause.
I've got an offer from a product-based company with 14 LPA. It looks like a big upgrade in terms of learning and career growth, but I'm unsure about breaking the bond and handling the pressure/ workload there.
Has anyone here taken a similar jump? Was it worth it in the long run?

reddit.com
u/Innoncent_me03 — 10 days ago

Hey everyone,

I wanted to discuss and hear from more experienced folks—will the West Bengal election result on May 4 have any impact on the market?

Maybe I’m being naive, but since most polls suggest BJP might win (I know polls are scrap), what if TMC ends up winning instead? Could that cause even a small crash in the Nifty 50?

I know this might be a noob way of thinking, which is exactly why I’m asking here for discussion.

Note: I’m thinking about this based on something similar that happened during the 2024 Lok Sabha elections. Most people expected BJP/NDA to win with a huge margin (400 paar), but the actual results were quite different on June 4, and the market reacted negatively.

u/Innoncent_me03 — 21 days ago