u/Innoncent_me03

After seeing many people’s profile and discussion I’m also curious about my profile.
So please review my profile too and please give genuine opinions on what and how should proceed ahead.

So I’m 23M
Passed out CS Engineering in 2025.
Started my first job this feb so current experience is 3 months.
I come from nc-obc category.

10th = 87.20%
12th = 91.50%
Graduation = 7.99 cgpa (~72%)
Work ex = 3 months (IT organisation)

I do want to pursue mba but I’m really confused about how to start, many people suggest to just enroll for a course now.
Also i read lot of discussion on reddit related to how on basis of ur profile this this path would be hard for u and what suits u best kinda thing
So i too wonder like what my profile is?

Hello people
I’m 22M
Monthly earning: 33k (i know its low)
Monthly expense: 15-20k (including rent)
Top spending category: mostly local shops, hotels, food delivery, online shopping

So i just started my first job
Comes from engineering background.
I have never ever used any credit card before
I do have an hdfc salary acc and those hdfc people won’t stop calling and keep asking to apply for their free credit card.
Can you guys genuinely guide me with this whole credit card thing?
Which one should i get?
And how should i do my expense using credit card so i can utilise any credit card better?
Also like all those reels and influencer says that with credit card points u can get free flights and hotels, can i get too ?
And any other suggestions regarding this topic are welcome

I'm currently in a service-based company (5 LPA) with a 2-year bond and a 3 lakh penalty clause.
I've got an offer from a product-based company with 14 LPA. It looks like a big upgrade in terms of learning and career growth, but I'm unsure about breaking the bond and handling the pressure/ workload there.
Has anyone here taken a similar jump? Was it worth it in the long run?

I'm currently in a service-based company (5 LPA) with a 2-year bond and a 3 lakh penalty clause.
I've got an offer from a product-based company with 14 LPA. It looks like a big upgrade in terms of learning and career growth, but I'm unsure about breaking the bond and handling the pressure/ workload there.
Has anyone here taken a similar jump? Was it worth it in the long run?