How to optimize my regalia gold rewards?
Recently got the regalia gold with 3.3l limit. I want to optimize its benefits.
Most of my spends are groceries, utilities, amazon. Not big on food dleivery. I do have travel expenses upto 5lac in a year which can increase.
I do gave upcoming huge expense of interior(20 lac) but I am not sure RG will be helpful.
I will take an upgrade to DCBM whenever I can.
Right now I do have
Amazon ICICI - use it for almost all online spends(including grocery)
Flipkart Axis - Travel expenses on cleatrip
Does RG makes more sense for travel? Should I use RG wirh smartbuy for accelerated points or the usual aggregators - mmt?