Heading to Boysen for camping on Memorial Day weekend. I’ve checked the water level on the BLM website and it seems low (11 feet below normal???). It’s been at least since the early 90s since I’ve been to Boysen so I don’t really have any comparison or frame of reference. Anyone know or have advice if the water level is too low for a Sea-Doo? Or should we stick with kayaks? Thanks for any help!
Hello all - long time lurker, first time posting.
I need some help with this. I'm not sure what do to or how far to take it.
Background:
We bought a camper last summer from an out of town dealer. My other half wants to "upgrade" to a bigger camper. Apparently there was a discussion with the dealer about trade in and getting a new one that I did not know about.
Last week (Thursday) I get a series of notifications on my phone that I had new credit inquiries (eight in total). I'm out of town at a work conference and just don't have time to deal with identity theft *right now*. I called the location listed on the first credit pull and spoke to the finance manager. He confirmed that someone had authorized the credit pull. I told him that it was not me and I never authorized the credit application and, at this point, I'm not going to authorize the inquiries. As far as I'm concerned, someone has pulled credit for a potential loan without my consent or knowledge. He confirmed that the credit pull happened at a different location in the franchise.
Fast forward to today. I talked to the finance guy at the actual dealership where this "deal" was being arranged. He confirmed he pulled credit. I asked why he didn't get a verbal agreement from BOTH parties and he said, "I thought you were in this together." I informed him that I did not know we were looking for a new camper, I did not agree to having my credit pulled, and I will not retroactively agree. He apologized and said it was a misunderstanding, and, if we were to buy a new camper, that we would get my verbal or written consent. He was very nervous for the entire conversation and, while I was polite, I was very direct and I did tell him that I was pretty pissed off that he did this without my consent.
So now here I am. I have eight inquiries on my credit. I know these don't significantly impact BUT I did not approve, I did not consent, and I didn't even know this was going to happen. I've cleared up this situation with my other half ("This will never happen again") but I don't know what to do next. Do I file a police report? Do I dispute the inquiries? Do I freeze my credit? I know my credit wasn't pulled with a fraudulent intent BUT soliciting banking services under someone's credit without their consent is... fraudulent.
TLDR: Dealership pulled my credit without my consent and I don't know if I need to let it go or file a report for identity theft/freeze credit. At the very least, I think I should dispute the inquiries, but I don't know if I'll have standing without a police report?