u/Irecanusadian

Events needs to match by ranked skill

I feel like every single time I’m matched up with someone who hits every single thing no matter if it’s on or off the plate and are World Series icons. It should match based on full offline skill and not just events.

reddit.com
u/Irecanusadian — 7 days ago

Benefit of CA Municipal bonds vs HYSA

Recently spoke with a JP Morgan Advisor with a free wealth plan. They mentioned that too much money was allocated in cash with a HYSA at 3.5% with >$300,000 in it (wanted me to have less than 25% of net worth in cash assets). They suggested I move a large portion to California Municipal bonds for the tax advantage as a CA resident (vs paying taxes on HYSA interest).

Is there increased risk with the bonds vs keeping it in the HYSA? Are the tax benefits worth the risk as someone in the 35% federal bracket?

reddit.com
u/Irecanusadian — 9 days ago