u/Itsab2k

I just hit 760 for my FICO8 score at 22 years old. I have 5 credit cards, 3 different years of student loans and no car note. How high can my score *REALISTICALLY* get before it plateaus without owning a home? I’ve been told between 760-780 but I’m not entirely sure if that’s true? Any tips to get my score higher too would be amazing, also have been told that once I pay off student loans my score can drop?

Credit breakdown:
Payment History - exceptional ; 0 late payments,
Amount of debt - very good ; revolving utilization - 1%
Length of credit - fair ; average age is 16 months
Amount of credit - good
Credit mix - very good ; 5 revolving accounts

Assuming all I can reply do is let my credit age build but if there’s any tips or tricks please share!