u/Jackieexists

I want to either move to a state with no state income tax or to another country. I want to avoid state taxes on gov pension and retirement accounts. But I also want to keep my current retirement health benefits which are for life. I want to keep HMO and not switch to PPO, move overseas, come back for medical care to California as needed or once a year for family visits

If I keep my HMO health plan which is in California, will this trigger Californias tax department to count me as a California resident? Or will they not know or care?

There is an option for PERs platinum PPO healthcare which is for people who no longer are residents in CA, but Its MUCH MORE expensive than the HMO plans.

Currently at 200k split between: 401k, 457, Roth IRA, Regular brokerage account

Most of it is in: VGT, SCHG, VOO, Bitcoin, some SMH and individual stocks

Current salary is 85k a year and receive 2.5% annual raises but have very low living expenses (under 1k a month/live with parents), and am committed to maxing out a 401k 24.5k, 457b 24.5k, and Roth IRA 7.5k every year.

Will add more to brokerage in future if able.

Also would receive a 1.5k or 2.5k per month pension starting at age 52 depending on if I work for 10 more years or 17 more years.

I can expect some inheritance someday (father has a house and his 401k) but that wouldn't be until much further down the line and it would be split 3 ways with siblings. But I shouldn't count on this.

Wont have kids and wont need to pass my funds as inheritance

Looking forward to FIRE in south east Asia, have spent lots of time there over the years and have family in Thailand/Cambodia. Would also be open to spending time in other SE Asian countries.

I'm a FRUGAL person and not into spending or luxury.

Any pointers? What are my likely numbers I can reach if I do this for the next 10-17 years?

The earlier I FIRE, the better. My dream would be no later than mid 40s. All advice is welcome!

Tips for me to reach FIRE and a good number to shoot for based on my investment plan and goals? Age 35

Currently at 200k split between: 401k, 457, Roth IRA, Regular brokerage account

Most of it is in: VGT, SCHG, VOO, Bitcoin, some in SMH and individual stocks.

Current salary is 85k a year and receive 2.5% annual raises but have very low living expenses (under 1k a month), and am committed to maxing out a 401k 24.5k, 457b 24.5k, and Roth IRA 7.5k every year.

Will add more to brokerage in future if able.

Also would receive a 1.5k or 2.5k per month pension starting at age 52 depending on if I work for 10 more years or 17 more years.

I can expect some inheritance someday (father has a house and his 401k) but that wouldn't be until much further down the line and it would be split 3 ways with siblings. Also realize I shouldn't count on this.

Wont have kids and wont need to pass on inheritance to anyone

Looking forward to fire in south east Asia, have spent lots of time there over the years. I'm a FRUGAL person and not into spending or luxury.

Any pointers? What are my likely numbers I can reach if I do this for the next 10-17 years?

The earlier I FIRE, the better. My dream would be no later than mid 40s. All advice is appreciated!!!

Currently at 200k split between: 401k, 457, Roth IRA, Regular brokerage account

Most of it is in: VGT, SCHG, VOO, Bitcoin

Current salary is 85k a year and receive 2.5% annual raises but have very low living expenses (under 1k a month), and am committed to maxing out a 401k 24.5k, 457b 24.5k, and Roth IRA 7.5k every year.

Will add more to brokerage in future if able.

Also would receive a 1.5k or 2.5k per month pension starting at age 52 depending on if I work for 10 more years or 17 more years.

I can expect some inheritance someday (father has a house and his 401k) but that wouldn't be until much further down the line and it would be split 3 ways with siblings.

Wont have kids and wont need to pass my funds as inheritance

Looking forward to fire in south east Asia, have spent lots of time there over the years. I'm a FRUGAL person and not into spending or luxury.

Any pointers? What are my likely numbers I can reach if I do this for the next 10-17 years?

The earlier I FIRE, the better. My dream would be no later than mid 40s. All advice is welcome!