u/JammyE7

Example is based on a 72 year old (approximately the average age of people receiving the state pension), who retired in 2019 having worked from the early 1970s and was promised the Triple Lock from 2011.

The Triple Lock is adding around £15 billion a year to the welfare bill, and there is increasing concern it is unaffordable. When i hear from pensioners, many feel they should just get what they were promised - but how do you work out what was promised in a fair way when the rules got changed quite a lot over time (arguably because of politically motivated decisions, not what was affordable for the country)?

(For the record and to avoid misunderstanding, I don't think anyone serious is saying to get rid of the state pension itself - just the triple lock.)

As the question says, I've heard from insurers who say areas with 20mph limits benefit from lower insurance premiums, due to fewer collisions and less damage when collisions do occur. So just wanted to understand what has happened to people's premiums? I know prices did spike 2 or 3 years ago, which was to do with general inflation, supply chain issues and the cost of repairs, but wondered what's happened more recently...