u/Jigga1987

First time poster. I am a high earner (over £150k) but partner works part time so has low income. Age is 39. Starting quite late with this but starting to regularly contribute to a savings and investment ISA. Have regularly contributed to my work pension up to the maximum amount the employer will match my contribution.

I got approached about 18 months ago about transferring my pension into a SIPP. We decided not to at that stage but wondered how many people typically go down this route and is it worth it?

One more ticket left at £55 for the crystal palace show. Absolutely gutted we can't go so hoping someone can take it to enjoy in our place!!

Hopefully we will get to see them next time they tour the UK 😞

I can't make the crystal palace bowl gig this Sunday. DM if interested and can send the ticket master link

Apologies in advance for the rant. I'm raising 3 children (7, 4 and 18 months) with my partner. I have a high powered and high paying career. We made the choice she would stay at home and raise the kids which is also a full time job.

We think our eldest is ADHD but waiting for diagnosis. The middle is a screamer with frequent meltdowns and the youngest is in everything trying to find increasingly imaginative ways to do himself serious harm or destroy the house.

I often find myself burnt out at the end of the day, shouting at the eldest for being argumentative, not doing what we ask. I then beat myself up for being a shit dad and worrying that I am causing them childhood trauma. Thing is I really wanted kids when I was younger but feel like I'm failing all the time. I have urges sometimes to just grab my passport and abandon this life but I don't want to walk away.

I also don't have any real romantic relationship with my other half. We're regularly burnt out or too tired. She says this is our hard season of life but I worry that we won't survive to see the better seasons. We have sex maybe once every 3 or 4 months.

Does anyone have any advice or words of reassurance?!