50.000 da investire, non ho fretta, obiettivo Buy and hold

Ho fatto un post identico un anno fa su l'altro subreddit di finanza personale e non è cambiato niente se non aver accumalato qualche altro spicciolo nel corso dell'ultimo anno dopo aver saldato maxi rata auto e poco altro.

Quindi questi 50k sono li e rimasti fermi

La situazione è la seguente:

M31 ral 35k(poveraccio di dio)
Obiettivo: Buy & Hold, protezione dall'inflazione, orizzonte lungo termine per la pensione che non vedrò mai a 65 anni
Liquidità sul CC: 6 mesi di stipendi.

Da quello che ho letto informandomi dalle varie fonti potrei fare:

  1. TFR su fondo pensione e versarci 5k anno 1 e aggiungere negli anni successivi max 5k per la massima deducibilità

  2. il rimanente su etf azionario all country world

  3. 10k su obbligazione vincolati 10 anni per futuro acquisto casa o cambio auto

Ha senso fare quanto sopra o suggerite tutt'altro

Saluti

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u/Jirobaye — 7 days ago

how to Managing multiple business roles with Hermes?

Hi everyone,

I'm evaluating how to organize the use of Hermes in my company for users with different roles and responsibilities.

For example, we might have roles such as a Marketing Specialist and a Business Analyst, each with their own expertise, workflows, and instructions.

Based on your experience, what is the best approach?

  • Use a single Hermes instance with a dedicated profiles for each roles?
  • Or deploy separate Hermes instances for each role to reduce context hallucinations?

Also, once the architecture is defined, what is the most effective way to provide access to employees?

Actually im fine with discord and the hermes desktop app but in the first Case Scenario, i want that the employ use only that profiles and does not have to access to other ones

Thanks in advance for your insights!

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u/Jirobaye — 2 months ago

How do you know if your agent are using memory?

Hi to all

I’m using codex and claude in cli or as vscode plugin.
Usually for each project i create a vault in obsidian and tell to agent to create the markdowns files in there and watch it but how can i understand if are using it? If it read the graph and are building memory and not just create .md files and each time really not start from zero but from what are stored in memory?
How are you managed persistent memory?

I see in github tons of repos that are talking abound ‘Second Brain’ or Persisent memory. if there are a tons for repos probably is not really clear how to managed it.

I’m really confused about it but is the most important things for reduce hallucination and to make every agents agnostic to each LLM

Hope to open a nice discussion

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u/Jirobaye — 3 months ago

Migrated from VMware to Hyper-V, what do you use for monitoring?

Hi everyone,

I've recently migrated from VMware to Hyper-V for cost reasons, like many others.

I’d like to know if there’s a good way to monitor both the hardware and the status of the VMs, something similar to what vCenter provides.

I have a small 2-node Failover Cluster running on Windows Server 2025.

The hardware is Lenovo ThinkSystem, with a dedicated Lenovo SAN as well.

At the moment, I’m managing the VMs through Failover Cluster Manager.

Would it make sense to use a dedicated VM outside the cluster with Windows Admin Center, Lenovo XClarity Integrator, and Zabbix for alerting?

I’m curious to know what others are running in similar setups.

What’s your stack?

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u/Jirobaye — 3 months ago

Hey everyone,

I recently installed Hermes Agent and connected it to both ChatGPT and Claude, and I also linked the chatbot to Discord just to experiment and understand how everything works.
Very easy to setup and make it work(easier than OC)

At the moment I have several small projects running locally, and they’re all documented inside my self-hosted Gitea instance. The projects are pretty different from each other, both in terms of tech stack and what they actually do.

Now I’m trying to figure out where Hermes really fits into my workflow.

For example, can it realistically help with maintaining older projects, updating scripts, refactoring code, improving documentation, or keeping project wikis updated without constantly making things up or hallucinating context across different repositories?

What I’m also wondering is whether Hermes alone is enough for this kind of workflow, or if it still needs a properly structured knowledge base behind it, like Obsidian or some kind of graph-based documentation setup, similar to what people use in other agent architectures.

I think my main issue is that I still don’t fully understand what Hermes is actually capable of in real-world local/self-hosted environments.

Would love to hear how you’re using it and what has actually worked for you.

best regards

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u/Jirobaye — 4 months ago