u/JuryExecutioner

S&S ISA lump sum investment advice

S&S ISA lump sum investment advice

31M

Have been investing for a couple of years. Had to make some withdrawals for life events such as a wedding, house & car purchase. No more withdrawals planned hopefully so should be sat here for atleast 20+ years.

Current portfolio is around £39,000. Have around £8-10000 lump sum to invest in my S&S ISA .

Current positions are attached. Advice on where to put this money would be appreciated. As well as this lump sum I also have £250-500 a month to invest aswell. Should hopefully be able to max out the 20k allowance this year .

Earning around 90k per year pre tax, take home after student loans and deductions is around 4.5-5k depending on extra shifts. Should be rising to 6-7k in 7-8 years then 10-15k after that once i can start private work (uk orthopaedic surgery)

Advice appreciated - thanks

u/JuryExecutioner — 4 days ago
▲ 14 r/FIREUK

LISA lump sum investment advice

31M

Have been investing for a couple of years. Had to make some withdrawals for life events such as a wedding, house & car purchase. No more withdrawals planned hopefully so should be sat here for atleast 20+ years.

Current portfolio is around £39,000. Have around £8-10000 to invest in my S&S ISA .

Current positions are attached. Advice on where to put this money would be appreciated. As well as this lump sum I also have £250-500 a month to invest aswell. Should hopefully be able to max out the 20k allowance this year .

Earning around 90k per year pre tax, take home after student loans and deductions is around 4.5-5k depending on extra shifts. Should be rising to 6-7k in 7-8 years then 10-15k after that once i can start private work (uk orthopaedic surgery)

Advice appreciated - thanks

Title has typo: should be S&S isa not LISA😂

u/JuryExecutioner — 4 days ago

Was due to collect a 2022 M3P yesterday from Sytner Select yesterday. The car had only done 44,000 miles. Unfortunately when they went to charge the car up to 100% for me to drive back home it displayed a “Maximum battery charge level reduced error”.

To be fair to them they did let me know before I had set off to collect the car. I paid a £99 refundable deposit they told me they would get the car booked into be checked over on Monday. I suspect it will need a new battery which could take weeks?

Should I try and push for a courtesy car in the meanwhile and do you think they would provide one? as I’m currently carless 😂

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u/JuryExecutioner — 26 days ago