u/KVR62

As a working senior (63) who barely just started retirement investing and wants to try to catch up with extra Roth contributions, why is there a set max limit of $8600 for a given year? Seems the govt could exponentially widen the yearly contribution limits for seniors even further, at least up to a certain max age of 70, perhaps?
It might also spur-on and encourage contribution by those who are realizing very late in life they don't have any substantial retirement acct to draw upon in 10-15 years, when they are in their 70's. Outside of this restriction, I still maxed out my 2025 & 2026 Roth before Apr15th. I'm maxing my company 401k weekly contribution, and dumped a lot of low interest savings into VT, for now, and will DCA into that till start of 2027, when I will max out the '27 Roth again,...then DCA again. Not sure if there is a better strategy?

If so, what would each of their % holdings of it likely be? I have VT as my main long term retirement investment etf, so wondering if it will get any potential boost (or loss) from that IPO?

The store on Marks St. They had a fresh pallet of Dad's for $12 per box of qty of 12-12oz glass bottles. The real sugar stuff. Never saw it here before. Bought two boxes. One of my favorite alternatives other than Bulldog or IBC.