Is it worth holding Slice Monies for higher cashback tiers, or better to redeem early?
I’m a relatively new Slice user and wanted to get some opinions from people who’ve been using it longer.
I currently spend around ₹15k/month through Slice, and at this pace it could take me close to 2 years to accumulate 3 lakh Monies for the 1.5% cashback tier.
My concern is: what if Slice changes the redemption value later? Right now 100 Monies = ₹1, but they could devalue it anytime, reduce rewards, or change the tier structure.
So I wanted to ask experienced users here:
Do you redeem Monies regularly?
Or do you keep accumulating for higher cashback tiers?