r/SliceBank

Slice went from heavy losses to a strong turnaround:

Losses grew from ₹12.23 Cr (FY20) to ₹216.7 Cr (FY25).

FY25-26: First-ever full-year profit of ₹48.4 Cr after the bank merger.

Q1 FY26-27: Profit jumped to ₹50.9 Cr in just one quarter.

Overall: Slice has made a major turnaround from losses to strong profitability.

Source - Google

After reading this report i feel My Slice app Saving account money and my CC is safe .

Got my First CC with Slice and currently 1 Lakh CC limit started with just 1000 rs CC Limit as students last year.

Slice charging surcharge on CC even on normal merchant payments? Ordered groceries through Bigbasket and paid through UPI using slice CC directly for the order and instead of getting monies I see there's a surcharge levied

And no replies even after raising tickets it's been days

Bhai like wtf. Played almost 10 games and got this. Slice be like le bacha hua chillar lele. Sometimes they be like very generous and sometimes its like mhu me lele. 🥲

After a long struggle, Finally got approved for the Slice card, but got a ₹25,000 limit. I applied as a student, so I understand why it might be low.

For those who actually got a Slice limit enhancement, what worked for you?

Specifically, should I:

Keep utilization below 10%

Use around 30–50%

Use most of the ₹25k regularly and repay in full

Also, did you pay before the statement was generated or just pay the bill on time? How many months did it take for your limit to increase?

I have around ₹8 lakh total limits across my other cards, so Slice's utilization doesn't really affect my overall credit utilization. Just trying to figure out what spending pattern gives the best chance of getting a higher Slice limit.

Looking for actual Slice experiences rather than general credit-card advice.

This CIBIL report is on 30th Sep. I am a fresher and recently joined a company on 24th july and I am getting 28k in hand and I got hdfc freedom Card (activated on 10th August) based on my salary account, I tried to get a Slice Credit Card on 2nd October after clearing all the emis on that day Buttttttt no luck

Few Questions:

Which account should we give it as a primary account and how much transactions should be done and while applying again should I be having any money in my bank account ( I have added another account which i have from past 4 years and which have atleast 40k transactions every month till date)

As i told you my salary is 28k right so next time I wanted to make it as 40k to 50k can I do it or not, will they ask for payslips

as I never used CC this is first time salaried person can anyone tell me how to manage and for what purpose is very helpful etc

For context please check out my old post here: https://www.reddit.com/r/SliceBank/s/jLJ0xivKsT

I just want to thank slice, this was a pretty big amount and they understood my issue and reversed the Interest as they saw that the issue was from when the bill settled

No other bank would have cared and would have replied with generic decline emails, slice support actually feels like humans that care and listen, thank you so much to the amazing team at slice 🙏❤️❤️

Slice bank surcharge scam Update

Yesterday i got a call from their bank representative that they will be reversing the surcharge within 24 hours.

As of yet no such reversal has been made

So i tried to contact help section and this is their reply. original post

Edit: I have received the refund from slice 🙏

Guys anyone knows what's going on?

Selfie needed for every transaction (Well it works after selfie but it's kinda frustrating) I've tried restarting my device, clearing cache, reinstalled checked my developer settings.

Almost 90 days are over, but still my credit card application section is not refreshed. Mistakenly I clicked the student option and haven't opened a savings account previously which resulted in rejection of my CC application. Currently I'm earning, and also I have at least 10k in my savings with almost 2 Fd backed CC and above 770 Cibil. Still, they're not refreshing and I'm unable to apply again.

Did payment twice ans both of them are pending now and i want to buy Samosa 😭