r/SliceBank

I booked a railway ticket on IRCTC app worth 1465 and after adding IRCTC convenience fee and travel insurance the total cost was 1500.85.

However an amount of 1532.73 was debited from my Slice bank credit card. I think this was PG(Payment gateway charges), please confirm if it was.

why was the extra 31.88 rs debited as PG charges? Since slice bank Credit card terms mention 2% charges on railway ticket booking ONLY over 25k cumulative in a billing cycle, and this is my first payment from the credit card. Will this extra PG amount be refunded, when my first statement is generated ?

Total Fare

Deducted amount

Credit Card TnC

In kotak811 app, it is showing upgrade to Super account and get 5% cashback upto 500 every month with their debit card on online and POS payments.

The annual fee is 499. This sounds like a good offering, I am wondering if there is any catch to this?

If anyone is using this, pls share your experience.

I’m a relatively new Slice user and wanted to get some opinions from people who’ve been using it longer.

I currently spend around ₹15k/month through Slice, and at this pace it could take me close to 2 years to accumulate 3 lakh Monies for the 1.5% cashback tier.

My concern is: what if Slice changes the redemption value later? Right now 100 Monies = ₹1, but they could devalue it anytime, reduce rewards, or change the tier structure.

So I wanted to ask experienced users here:

Do you redeem Monies regularly?

Or do you keep accumulating for higher cashback tiers?

Only asking this because i havent activated any of those wallets 🤧

What would be your honest reaction, would you be frustrated?

Anyone else think Slice “Atoms” might just be smart savings buckets?

My guess is:
- create multiple mini savings spaces inside one account
- separate money for things like travel, rent, emergency fund, gadgets, etc.
- maybe auto-save small amounts into each one

The “what if there were 10?” teaser made me think they’ll allow multiple buckets/goals.

Honestly sounds useful if they keep the same daily interest on all balances.

Would actually use this if it launches properly. Curious what everyone else thinks “Atoms” is supposed to be.

I paid my minimum due on 5th may and the full amount before 20 may. 21st may was statement generation day so I paid before that and again used the card on 19th may for fuel purpose after repayment of the previous bill. Now today they charged me 656 for late payment. what should I do? I contacted the support but they said you paid late.

Hi everyone!
My card statement is here, 25000 in spends, 16000 repaid before statement generation and 9000 in statement due on 5th, statement generated today, when should i repay? (limit is 68k) i have over 60k in my slice savings account that are paying me around ₹9 daily so if i repay after 10 days that is additional ₹90
pls guide me

New here got slice account like 2 days for emergency fund and stuff.. should I get slice card for scan and pay rewards? 1% cb doesn't excite me as I already a card that gives me 1%.. going through this channel, I feel getting 3% is tricky and difficult.. what abut 2% cb.. is it worth and should i switch

I paid thru my cc upi but it got stucked n showed pending then i used the saving it also got stucked
in the end i used another account
but will it get reversed or not