u/Klauslaw1

US bank

The worst bank ever

So I applied for the business Platinum checking so I can get the $1,200 bonus if I deposit $25,000 within 30 days and then do six things such as zelle. I never get a response from the bank and then a week after supposedly I was approved I get a call from US Bank asking me if I want to fund my account. So I explained to the rep that I can't fund the account because I don't have an account number because I never received anything from you guys. So now we're a week or more since they actually open the account. So I say to the rep give me the account number and she says she can't and she says she can't email it or send it in a text I have to wait for the packet. So after telling her that I think this whole thing is ridiculous I hang up and wait for the packet which never comes. Then I do get a piece of mail from US Bank saying that something has changed for that checking account so now we're three weeks in from when the account was opened and I figured okay I still have a week to deposit the money and guess what there is a limit on what you could deposit. I think it was $5,000 and then it would take 3 days if it's a transfer so basically there's no way within 7 days that I could deposit the $25,000. The most ridiculous situation I've ever had with a bank who now has totally lost my business and I will be bad mailing them to everybody. I warn everybody not to bank with these people who are absolutely incompetent. 🤙

reddit.com
u/Klauslaw1 — 9 days ago
▲ 0 r/USbank

The worst bank ever

So I applied for the business Platinum checking so I can get the $1,200 bonus if I deposit $25,000 within 30 days and then do six things such as zelle. I never get a response from the bank and then a week after supposedly I was approved I get a call from US Bank asking me if I want to fund my account. So I explained to the rep that I can't fund the account because I don't have an account number because I never received anything from you guys. So now we're a week or more since they actually open the account. So I say to the rep give me the account number and she says she can't and she says she can't email it or send it in a text I have to wait for the packet. So after telling her that I think this whole thing is ridiculous I hang up and wait for the packet which never comes. Then I do get a piece of mail from US Bank saying that something has changed for that checking account so now we're three weeks in from when the account was opened and I figured okay I still have a week to deposit the money and guess what there is a limit on what you could deposit. I think it was $5,000 and then it would take 3 days if it's a transfer so basically there's no way within 7 days that I could deposit the $25,000. The most ridiculous situation I've ever had with a bank who now has totally lost my business and I will be bad mailing them to everybody. I warn everybody not to bank with these people who are absolutely incompetent. 🤙

reddit.com
u/Klauslaw1 — 9 days ago