u/KnotBumperKing

I added a pension in the Fidelity retirement planner, which has the option:

- This amount won’t change over time

- This amount will be adjusted for inflation

Is it asking if the amount will be adjusted for infl over time before retirement or after or both? If it is a $10,000 pension now but it will increase with inflation as I continue with the company But once I retire it is “locked in” at my retirement income level, which opt do I choose?

I have another pension for a former company that will not change before or after retirement, so that one is obvious.

It’s less clear what to select if it will be adjusted for inflation up until I retire at which point it becomes flat.

I am preparing to run Ghosts of Saltmarsh, which I'm relocating to Cormyr, and I'll be placing The Styes in Marsember.

I've never been satisfied with the Aboleth villain Sgothgah and his acceptance of Tharizdun. I wanted to keep the Lovecraftian flavor, so I've decided to reskin him as an outcast Mind Flayer Arcanist who has turned to the cult of Thoon (originally from Monster Manual V 3.5e). Mr. Dory will be a Thoon Infiltrator, and the Skum will be Thoon Thralls. The two Aboleths that are hunting Sgothgah will be Mind Flayer inquisitors from his original colony. I may even make Sgothgah a Madcrafter of Thoon. I'll replace the other monsters throughout the adventure with more appropriate Mind Flayer fare.

I like to lean into existing lore when I can, so does anyone know of any canon Mind Flayer colonies in the underdark under or around Marsember in Cormyr? If not, what would be the closest known colony that Sgothgah might have fled from?