I'm looking for a DIY idea, to cover broadband, Siro, alarm cables and modems in a new build house. The front door opens very close to these as well so not much space to play with.
They also heat up a lot so might need to be said.
It's in the hall and living area and doorway so your met with this as you walk in.
Thanks for any ideas.
Surely that has to be the last straw....
I thought it couldn't get worse on the same day first ihenacho now this.
The board are simply not competent and are running Celtic into the ground. Winning the league this season cannot be the wool that covers our eyes.
Failing to qualify for the 5 champions league qualifiers could have been 6 without the lifeline given by Legia Warsaw. Selling Nicolas Kühn 2 days before kairat.
The treatment of the fans, banning of GB for all those games, the AGM the Nancy debacle,
I don't know how far I can go back...
To more recently:
3 weeks to negotiate for Duran (how long now until qualifiers)
Martin O'Neill saying that we are too thin to compete, I don't believe that is just Europe he is talking about either.
Today : ihenacho and sarrachi
That is the final straw for me, is it for you ?
Hi,
I have posted before and I didn't get the logical responses that I wished to get.
Previously it was mainly single people saying, I don't care about FHS or paying it back.. or 5 years isn't a long time to invest (so do nothing)
Or
The s&p can't keep up with house prices 🤷🏻♂️
Well, my situation is I have purchased a home using FHS, with 79k borrowed. On top of my 221k mortgage. I went solely on the mortgage, I'm in a very secure job, and get €3000 after tax per month. my partners side of thing was complicated at the time of application. Unfortunately I didn't get HTB as my loan to value ratio was below 70%. I had no other choice than going for FHS to bridge the gap. Her situation has now improved.
There are a few things I wish to get clarity on, but things are certain that I would prefer to have the majority of the FHS stake paid off in the 5th year (interest free period)
My partner has no problem assisting me with either mortgage payments, or monthly contributions to help pay this off asap.
I know 5 years isn't a long time, but I'm considering investing 1300 monthly into the S&P 500, for at least 4 years (if it's went well, take it out in year 4 to protect from crashes) if there are crashes in that period, keep investing, I have known that the s&p has rebounded well in years subsequent to crashes.
If it doesn't work out either, pay the yearly fee of not paying back equity stake (starts in year 6) whilst I keep investing, or pay pack what I can to reduce the equity stake and penalty.
The reason for one payment is because each time a payment is paid by me, a valuer comes out to value the house. So I'm thinking bigger lump sum, less valuations in a time of house prices rising.
Well, that's it..
I would like to get your opinions and what you would do?
Thanks kindly.