My partner has inherited around CHF 300,000 following a death in the family. The plan is to use the money to buy a house within the next 3–5 years. Until then, the money can be invested, but given the relatively short time horizon, we want to keep the risk appropriately low.
What would be the smart move here? Would an ETF still make sense? Are there any alternatives we might not be aware of?
I (M28) am engaged to F27. I have a history from depression, but am getting treatment. Her depression is undiagnosed, as she refuses help.
In the past, I have been on Escitalopram, then made the switch to Wellbutrin. After some talks with my therapist, we tried out Medikinet because of a possible ADHD. For this, I had to stop taking Wellbutrin. The change in medication made me cold, distant and basically unavailable for my partner, which lead to her mental health turning worse.
My partner lost her dad two years ago, her mother died when she was 4, and has lost contact with her brother. So basically, she has no family anymore. With the anniversary of her dad's death coming up, she felt continually worse while I was distant. She turned to friends and started talking and spending time with another man she met. She was open about spending time with him, but we still had a fight because I started getting jealous.
After the fight and the resulting talks, I am back on Wellbutrin and feel stable. However, now I am frustrated that the distance is still there as she can not be close to me. She can not talk about her feelings, feels overwhelmed at home and needs to doomscroll to cope. I want to be there for her, but also feel bad that I am one of the reasons she is in bad shape. Whenever we talk, I end up saying things I either don't want to, or say the right things in a wrong way.
Basically, I am worried about losing her. If I do to much, I might push her away. If I do to little, she might feel as nothing has changed.
Additional background: She works in child care, so her job is already emotionally taxing and takes all her energy. I work mostly from home.
Is there any advice on how I can handle the situation better?
I (M28) am engaged to F27. I have a history from depression, but am getting treatment. Her depression is undiagnosed, as she refuses help.
In the past, I have been on Escitalopram, then made the switch to Wellbutrin. After some talks with my therapist, we tried out Medikinet because of a possible ADHD. For this, I had to stop taking Wellbutrin. The change in medication made me cold, distant and basically unavailable for my partner, which lead to her mental health turning worse.
My partner lost her dad two years ago, her mother died when she was 4, and has lost contact with her brother. So basically, she has no family anymore. With the anniversary of her dad's death coming up, she felt continually worse while I was distant. She turned to friends and started talking and spending time with another man she met. She was open about spending time with him, but we still had a fight because I started getting jealous.
After the fight and the resulting talks, I am back on Wellbutrin and feel stable. However, now I am frustrated that the distance is still there as she can not be close to me. She can not talk about her feelings, feels overwhelmed at home and needs to doomscroll to cope. I want to be there for her, but also feel bad that I am one of the reasons she is in bad shape. Whenever we talk, I end up saying things I either don't want to, or say the right things in a wrong way.
Basically, I am worried about losing her. If I do to much, I might push her away. If I do to little, she might feel as nothing has changed.
Additional background: She works in child care, so her job is already emotionally taxing and takes all her energy. I work mostly from home.
Is there any advice on how I can handle the situation better?