u/Lil_Yah

Another question before I finally sign this thing 😂

Paywise is offering optional GAP insurance for my 2 year Model Y novated lease. They said it would add around $10-20/fn.

From what I understand, it covers the difference if the car gets written off/stolen and the comprehensive insurance payout doesn’t cover the remaining lease balance.

Is it actually worth paying for on a new EV with only a 2 year lease, or am I just doubling up on what comprehensive insurance already covers?

Thanks!

Hi all,

I’m hoping to clarify something for me.

I’m currently on a 482 visa (ending 15/8/26) and my employer (RPH) has agreed to nominate me for 186 TRT.

My concern is about the 2-year employment requirement. I’ve been continuously employed since starting my 482 in August 2024 on a full-time contract, but due to pregnancy I temporarily reduced my hours:

* 0.5 FTE from 17 Nov 2025

* 0.7 FTE from 2 Mar 2026

* Returned to 1.0 FTE from 4 June 2026

I gave birth on 4 June 2026 and have remained a full-time employee, but I’m currently on 6 months of employer-approved maternity leave on half pay.

My employment has been continuous throughout, and my contract has remained full-time but I only reduced my working hours temporarily during pregnancy.

Would this affect my eligibility for the 2-year employment requirement under the 186 TRT stream? Do I renew my 482? Has anyone had a similar situation or knows how the Department assesses this?

I’d really appreciate any advice. Thank you!

My wife and I are a bit confused about how the SkillSelect invitation rounds work and hoping someone can point out if we're missing something.

Wife is an RMO and EOI lodged for General Practitioner with 75 points. The EOI was submitted in February 2026.

Looking at the latest official invitation rounds, it appears that General Practitioner occupations were invited at 75 points, so we were expecting to receive an invitation but didn't.

Has anyone else with 75 points for an RMO General Practitioner occupation missed out? Does the published tie-break date mean everyone who lodged before that date at the same points should have been invited?

Not complaining. Just trying to work out whether we've misunderstood how the invitation rounds work or whether there's something we should check in our EOI.

Any insights would be really appreciated. Thanks!

eoi link:
https://drive.google.com/file/d/1zvqL2Tje4r4SXdi9AJjw7oqH1FqD046P/view?usp=drive_link
https://drive.google.com/file/d/1rerFTYytSKhmbP1DssnyGGFQe6VtXDn7/view?usp=sharing
https://drive.google.com/file/d/1RGhcByo0jfhYu1_s9BpR5A6O9sAjy3Ps/view?usp=sharing

Hi all, Need some career advice in Perth😅

Currently based in Perth on a 482 visa. I’ve received 2 offers and I’m genuinely torn between them.

Option 1: Graduate Software Engineer (SME)

-Permanent role ~85k + super
-More software engineering/product-focused
-Likely stronger engineering / coding growth

Option 2: Data Analyst (Gov)

- 6-month fixed term contract (possible extension)
~110k + super
- Workforce analytics / reporting / Power BI / SQL type work

Background:
- Previous experience software engineer in enterprise analytics/data projects
- MSc Data Science

Wife is a doctor in RPH and we are expecting our first baby soon, so stability matters too. PR EOI is lodged under wife’s since last year.

Really hard to decide between the higher-paying but slightly riskier contract role vs the lower-paying but permanent software engineering role.

Especially interested in opinions from people in Australia/Perth tech or data analytics 🙏

Hi all, Need some career advice 😅

Currently based in Perth on a 482 visa. I’ve received 2 offers and I’m genuinely torn between them.

Option 1: Graduate Software Engineer (SME)

-Permanent role ~85k + super
-More software engineering/product-focused
-Likely stronger engineering / coding growth

Option 2: Data Analyst (Gov)

- 6-month fixed term contract (possible extension)
~110k + super
- Workforce analytics / reporting / Power BI / SQL type work

Background:
- Previous experience software engineer in enterprise analytics/data projects
- MSc Data Science

Wife is a doctor in RPH and we are expecting our first baby soon, so stability matters too. PR EOI is lodged under wife’s since last year.

Really hard to decide between the higher-paying but slightly riskier contract role vs the lower-paying but permanent software engineering role.

Especially interested in opinions from people in Australia/Perth tech or data analytics 🙏